When jewelry is involved in a divorce, emotions can run high – but settlements require clear, objective facts. That’s where a professional jewelry appraisal becomes essential.
An appraisal provides an independent, documented opinion of value, helping both parties and their attorneys make informed decisions without speculation or conflict.
Jewelry values are often misunderstood. The original purchase price, insurance value, and resale value can be very different numbers. An appraisal establishes a credible benchmark so assets can be divided fairly.
Appraisals are commonly used to:
A proper appraisal typically documents:
Clarity around the purpose of the appraisal is critical—divorce settlements usually require fair market value, not insurance replacement value.
Appraisals should be done close to the settlement date. Jewelry markets fluctuate, and older appraisals may no longer reflect current conditions—especially for gold, diamonds, and luxury watches.
A professional appraisal isn’t about favoring one side. It’s about providing accurate, defensible information so decisions can be made calmly and confidently.
Whether jewelry is sold, divided, redesigned, or retained, an appraisal helps turn a sensitive issue into a manageable one—allowing everyone to move forward with clarity.
